Last Updated: January 20, 2026
By accessing or using Etrack ("the App," "the Service," "we," "our," or "us"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, please do not use our Service.
Etrack is an AI-powered expense tracking application that helps you manage your personal finances. The Service includes:
To use the Service, you must create an account by providing accurate and complete information. You may register using:
You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to:
You must be at least 13 years old to use this Service. By using the Service, you represent that you meet this age requirement.
You agree to:
Our AI chat assistant uses artificial intelligence to help you track expenses. While we strive for accuracy, the AI may:
You are responsible for reviewing and verifying all expense entries and AI-generated content. We are not liable for financial decisions made based on AI suggestions.
Your use of the Service is subject to our Privacy Policy, which explains how we collect, use, and protect your data. By using the Service, you consent to our data practices as described in the Privacy Policy.
The Service, including all content, features, and functionality, is owned by Etrack and is protected by copyright, trademark, and other intellectual property laws.
You retain ownership of the expense data you enter into the Service. By using the Service, you grant us a license to use your data to provide and improve the Service.
If you provide feedback or suggestions about the Service, we may use them without any obligation to you.
The Service is currently provided free of charge. We reserve the right to introduce paid features or subscriptions in the future. If we do:
We strive to provide reliable service but cannot guarantee:
We may perform maintenance, updates, or modifications to the Service that may temporarily affect availability.
You may terminate your account at any time by deleting your account within the App or contacting us at support@etracking.guru.
We may suspend or terminate your account if you:
Upon termination, your access to the Service will cease, and we may delete your data in accordance with our Privacy Policy.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING:
TO THE MAXIMUM EXTENT PERMITTED BY LAW, ETRACK SHALL NOT BE LIABLE FOR:
Our total liability shall not exceed the amount you paid us in the past 12 months (or $100 if the Service was free).
You agree to indemnify and hold harmless Etrack and its affiliates from any claims, damages, or expenses arising from:
The Service integrates with third-party services:
We are not responsible for third-party services or their terms and policies.
We may modify these Terms at any time. If we make material changes, we will notify you by:
Your continued use of the Service after changes constitutes acceptance of the new Terms.
These Terms shall be governed by and construed in accordance with the laws of your jurisdiction, without regard to conflict of law principles.
If you have a dispute with us, please contact us first at support@etracking.guru to attempt to resolve it informally. If we cannot resolve the dispute, you agree to submit to the jurisdiction of the courts in your location.
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
For questions about these Terms, please contact us:
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Etrack regarding the Service and supersede all prior agreements.